How to Get Pre-Approved for a Home Loan

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Part of the video series: Buying a Home

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Summary: Watch as a real-estate professional explains how to get pre-approved for a home loan in this free online video for novice homebuyers.

Views: 450 | Tags: home, house, market, shopping, buy, real, estate

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About the Expert

John Jackson John Jackson has put together a professional real estate team known as John Jackson & Associates. John's keen sense of fit turns the house buying process fr... read more

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Video Transcript

How to Get Pre-Approved for a Home Loan

Hi, I'm John Jackson from Remax Suburban in St. Louis, Missouri. I'm here today to talk about how to buy a house for Expert Village. Once you have chosen the lender that you feel is the best fit for you, it's important to be pre-approved for a home loan. It's a crucial step in the process. It will save you a lot of time and energy so that you know the property you are looking at is property that you are qualified to buy and not looking at things that won't work for you, whether they're too small and don't, and you're qualified to buy more than them or if they're too expensive and you're not qualified to buy those at all. This is a condo and that is a great example of having a lender that can meet your specific needs. Not all lenders can lend on condo purchases. Some strictly do single family dwellings so that would be an important thing to know going in and can be a big part of your pre-approval process.