How to Obtain a Mortgage

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Now is a great time to buy a house! Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

There are 15 videos in this series:

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1.

3 Types of Mortgages
Government-guaranteed loans are the most popular mortgage loans. Learn which mortgage loan is best for you in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 523
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2.

Appraisal for Mortgage Appication
Appraisals are an important part of the mortgage process. Learn how lenders use an appraisal in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 615
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3.

Best Mortgage Amount for You
The lender will determine the right loan amount for you. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 543
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4.

Documents to Close Mortgage Loan
Show two years of tax forms and employment history when applying for a loan. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 446
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5.

Home Mortgage Loan Documentation
The Truth In Lending disclosure is a detailed description of the loan application. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 473
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6.

How Mortgage Loan Is Processed
A good lender will be attentive to the loan applicant. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 445
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7.

How to Choose Mortgage Interest Rate
Ask for good faith estimate when applying for a loan. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 428
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8.

How to Make Offer on House
Pre-approval for loans should take two weeks. Learn steps to pre-approving a loan for a home in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 497
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9.

How to Qualify for Mortgage Loan
Employment and credit history are the main factors in determining mortgage loan amount. Learn how to qualify for a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 702
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10.

Keys to Successful Closing for Mortgage
Stick with a closing date once you set it up with your loan agent. Learn how much you need to pay up front for a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 476
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11.

Mortgage Down Payment Amounts
Most home loans require a three percent down payment. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 510
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12.

Negotiating Mortgage Closing Costs
You have to pay closing costs at the time of the closing. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 740
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13.

Tips for Mortgage Loan Process
Set your house closing for the end of the month. Learn what to keep in mind before and during the mortgage loan processe in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 446
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14.

Types of Mortgage Lenders
Mortgage brokers give you more financing options than mortgage bankers. Learn the differences between mortgage lenders in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 465
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15.

What Is an Escrow Account?
Lenders like you to escrow to protect their investment. Learn tips for obtaining a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.

Views: 720
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Views: 8,004 Videos in Series: 15

Tags: real, estate, bank, interest, loans, mortgages, loan, officer

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Summary: Buying your first home is not the intimidating ordeal you might think. Although it is likely to be the most expensive thing you'll ever own, the home buying process is much simpler than most people think. Realtors, agents, contracts, home loans, pre-qualification letters, buyer loyalty agreements, sales and purchase agreements and banks are just a few of the many things to consider when starting the process of purchasing a house. Luckily, loan officer Jim DiVietri has teamed up with Expert Village to explain and demystify the seemingly daunting task of qualifying for a home mortgage.

In this free video series, learn how to qualify for a mortgage, how your credit history and credit score factors into getting a mortgage, what documents are needed for a mortgage, and how to choose the best kind of loan for your investments. Get information on the real estate market and how to best utilize your assets with these personal finance lessons. Watch these videos and be well-informed about the process of getting a mortgage.

About the Expert

Expert: Sherry Berrier worked for major banks such as Bank of America for seven years as a loan officer specializing in mortgages. She has since opened her own mortgage business, Eastern River Closing Services, in Wilmington, North Carolina. She is a mortgage closing specialist who takes the final steps in closing loans to home buyers.